Loan Tracking for Money Lenders Across Malawi.

Chitipa

Malawi’s northernmost district, bordering both Zambia and Tanzania, with agriculture and cross-border trade.

Karonga

A northern lakeshore district known for fishing and rice farming, and a growing trading center near the Tanzanian border.

Likoma

An island district on Lake Malawi, with fishing and tourism as the main local economic activities.

Mzimba

The largest district in the Northern Region by area, home to the city of Mzuzu, with agriculture and livestock forming much of the wider district economy.

Nkhata Bay

A lakeshore district known for fishing, tourism, and smallholder farming along Lake Malawi’s northern shore.

Rumphi

A Northern Region district with agriculture and forestry as major local economic activities.

MzuzuCity

The main city of the Northern Region and Malawi’s third-largest city, a trading and transport hub within Mzimba district.

Dedza

A farming district on the border with Mozambique, known for pottery and produce trading alongside agriculture.

Dowa

A Central Region farming district close to Lilongwe, with agriculture and small trading closely linked to the capital’s economy.

Kasungu

A major tobacco- and maize-farming district in the Central Region, where seasonal agricultural income shapes much of local lending activity.

LilongweCapital

Malawi’s capital and largest city, with a dense mix of formal shops, market traders, and civil servants — a common setting for both salary-based and market-trader informal lending.

Mchinji

A border district known for tobacco farming and cross-border trade with Zambia.

Nkhotakota

A lakeshore district with a long history as a trading town, combining fishing and agriculture.

Ntcheu

A border-trade district connecting Malawi to Mozambique, with agriculture and cross-border trade as major activities.

Ntchisi

A smaller, largely agricultural district in the Central Region.

Salima

A lakeshore trading district in the Central Region, with fishing and agriculture as major local income sources.

Balaka

A Southern Region district along a major trade corridor, with agriculture and local trading as the main economic activities.

Blantyre

Malawi’s commercial and industrial hub, home to much of the country’s formal business sector alongside a large informal trading economy.

Chikwawa

A Lower Shire Valley district known for sugar and cotton farming, with a warmer climate and distinct agricultural calendar.

Chiradzulu

A densely populated district near Blantyre, with agriculture and small trading closely tied to the Blantyre economy.

Machinga

A farming district in the Southern Region, with local markets serving surrounding rural communities.

Mangochi

A lakeshore district combining fishing, tourism, and trade around Lake Malawi, with a mix of seasonal and year-round income sources.

Mulanje

A tea- and produce-farming district at the base of Mulanje Mountain, with local trading centered on agriculture.

Mwanza

A border district on the main trade route to Mozambique, with cross-border trade and agriculture as key activities.

Neno

A smaller, largely rural Southern Region district with agriculture as the dominant economic activity.

Nsanje

Malawi’s southernmost district, along the Shire River, with agriculture and river trade as key local activities.

Phalombe

A farming district in the Southern Region, largely dependent on smallholder agriculture.

Thyolo

A major tea-growing district in the Southern Region, where estate and smallholder farming shape much of the local economy.

Zomba

A former capital and university town, with a mix of civil servants, students, and traders that make up much of the local informal lending market.