Free Download
Your loans.
Always organized.
Download for Android or open on any browser. Free to start. Works offline.
No credit card ยท No expiry ยท 10 free SMS credits
Setup
Up and running in minutes.
Android APK
Tap "Download APK" above
Open the downloaded file on your Android phone
Allow "Install from unknown sources" if prompted
Tap Install and wait a few seconds
Open Halupay and sign up with your phone number
Web App โ any device
Tap "Open Web App" above
Sign in with your phone number
Tap the "Install App" banner at the bottom
Add to your home screen โ works like a native app
Works fully offline after the first install
iPhone / iPad:Open in Safari โ tap Share โ "Add to Home Screen"
What's included
Everything. Free.
Complete borrower profiles โ name, ID, address, guarantor
Automatic katapila interest calculation
Full payment history and running balance
SMS reminders โ 3 days before, due date, overdue
Collateral and guarantor records per loan
Instant search across all borrowers and loans
Secure SMS login and PIN protection
Backdate loans โ migrate from paper records
Full offline mode โ syncs when reconnected
Automatic overdue penalty calculation
Android requirements
- Android 7.0 or higher
- 100 MB free storage
- Internet for initial sign-up only
- Works fully offline after setup
Web app requirements
- Any modern browser โ Chrome, Safari, Firefox, Edge
- iPhone, Android, Windows, Mac, tablet
- Internet for first login only
- Installs to home screen like a native app
Ready to get organized?
Choose your platform. Up and running in under 5 minutes.

