Download HalupayFree
Your lending business, organized like a bank — right from your phone.
Android App
Download the native Android app for the best experience
Download APKVersion 1.1.0 • 87 MB • Android 7.0+
View on Halulabs.comWeb App (PWA)
Use in your browser on any device — iPhone, Android, Windows, Mac
Open Web AppAfter login, you'll see "Install App" prompt
Works offline once installed
How to Install
Android APK
- 1Click "Download APK" button above
- 2Open the downloaded file (HalupayV1.1.0.apk)
- 3If prompted, allow "Install from unknown sources"
- 4Tap "Install" and wait for completion
- 5Open Halupay and start organizing your loans!
Web App (Any Device)
- 1Click "Open Web App" button above
- 2Login with your phone number
- 3Look for "Install App" prompt at the bottom
- 4Click "Install" to add to your home screen
- 5Works offline — no internet needed after install!
iPhone/iPad: Tap the Share button → "Add to Home Screen"
Everything you need. Free.
Complete borrower profiles
Track name, phone, National ID, address, guarantor details, and collateral in one place
Automatic interest calculations
Set your katapila rate once, Halupay does the math. No errors, no calculators needed.
Payment history & tracking
Record every payment with date, amount, and method. See remaining balance instantly.
Loan status at a glance
Active loans, overdue amounts, settled loans — all organized in one dashboard
Guarantor & collateral records
Protect yourself. Track guarantor info and collateral value for every loan.
Search & filter
Find any borrower or loan in seconds, even with hundreds of records.
SMS-based secure login
Fast login with your phone number. PIN protection for returning users.
Backdate loans
Add loans that started in the past. Perfect for migrating from paper records.
Works offline
No internet? No problem. Full functionality offline, syncs when connected.
Penalty tracking
Automatic overdue penalty calculation. Know exactly what borrowers owe including late fees.
Android App Requirements
- Android 7.0 (Nougat) or higher
- 100 MB free storage space
- Internet for initial setup only
- SMS for login verification
Web App Requirements
- Any modern browser (Chrome, Safari, Firefox, Edge)
- Works on iPhone, Android, Windows, Mac
- Internet for initial login
- Works offline after installation
Built specifically for Malawian lenders who are serious about their business. Whether you lend K50,000 or K5,000,000, Halupay keeps you organized.
Ready to organize your loans?
Choose your platform and start in minutes