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Charging Different Rates for Different Terms Shouldn't Mean Redoing the Math Each Time
Many lenders in Malawi price loans differently depending on how long the money is out — a 1-week loan isn't priced like a 1-month loan. Working that out by hand, every single time, is where mistakes creep in.
What this actually costs you
Rates get inconsistent between borrowers, and it's hard to remember which term you quoted which rate for last time.
How Halupay solves it
Halupay lets you set a tiered rate structure once — different percentages for 1 week, 2 weeks, 1 month, and other terms — and it applies the correct rate automatically whenever you create a loan for that duration.
Free to start · Works on Android and web